Before Paypal wasn’t available for the Philippines, I already applied. I signed the petition campaign and send emails because of the eagerness to use Paypal’s online service. To be a verified Paypal account holder, I had to get my card either a credit card or debit card. Fortunately, I got a credit card and so I was able to verify my account. I started out selling links, doing freelance outsource jobs and even purchasing gifts and goods using the service.

Years after, they open their service for the Philippines and so the bank like Union Bank of the Philippine’s EON Cyber Account is a big hit to those people who are working and earning money online. The cyber account is a debit card and offers more. From fund transfers, bills payment, balance inquiry and can also be used abroad. However, it is just a debit card nothing more nothing less. Nothing could replace credit cards, that small plastic card which could make someone’s life a big saver or could make miserable because of interest rates. These days there are more local banks and credit unions who issued credit cards of their own. They would offer from 0.9% up to 3% interests. This could be good or bad depending on how the borrower used the money.

Around the web, you can find web sites and portals for credit cards. Take for example; Money.co.uk, a money portal where in you can compare loans, apply for a credit card or find most resources about loans, mortgages and insurance. They have some special sections like credit card quotes and home insurance. You could also find a directory of credit card providers and more. What makes them a good resource is that they offer quotes and the let someone to apply for a credit card online and offers an RSS feed for the visitors to subscribe about the latest money news and money saving tips. The articles you may find in their site is a great help for those people who are credit card first time users or even to those card holders that doesn’t have any knowledge in using the privilege.

These sites could help you in getting your money you’ve earn from the web. If you do have a paypal account but not yet verified, you could simply go to your local bank or visit sites like Money.co.uk and apply for a credit card. Earning money online would be a different experience when you are a verified account holder.